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Banking Solutions For Every Need

Deliver your service faster, more profitably and ensure a superior customer experience

Embedded Finance

Integrate custom-built, API driven, financial services in record time to drive revenue growth and attract new customers.


With multiple payment rails and detailed tracking, PayGears APIs offer businesses quicker and more affordable ways to send and receive money.


PayGear’s flexible APIs and robust SDK is a next-generation, all-in-one digital banking platform enabling you to launch a NeoBank in weeks, not months.

Merchant Services

Leverage Paygear's powerful APIs and software for smooth payment acceptance and seamless money transfers.

Open Banking API

Don’t spend time building your own banking infrastructure, instead let PayGears white label API to power your business and help you achieve faster time-to-market.


A fully integrated suite of Banking Products

PayGears API provides the flexibility to integrate any single product or the entire suite of our offerings, customizing to your specific needs.


Originate ACH credits and debits with an API or file upload.

Bill Pay

Electronic consumer bill payments via MasterCard RPPS.


Send/receive funds to any account through FedWire via API.


Send physical or digital checks and make instant remote deposits.

Card Push/Pull

Real-time account-to-account payments powered by card networks.

RTP (coming soon)

Safe and efficient instant payment services through FedNow.


Create interest-earning FDIC-insured deposit accounts for individuals or businesses with features that support cards, money movement, bill pay, cash advances, ATMs, and more.Our platform offers real-time KYC (Know Your Customer) and KYB (Know Your Business) verifications, streamlining the process for an effortless and swift onboarding experience.


Offer debit cards linked to demand deposit agreements, facilitating payments based on a 'good funds' model.


Provide branded, reloadable, and non-reloadable prepaid cards, complete with integrated compliance and fraud prevention features.


Issue secured or unsecured credit cards to individuals or businesses with personalized rewards experience.


Instantly provision virtual debit, credit, or pre-paid cards to cardholders' digital wallets. All cards are tokenized for PCI compliance.

With Paygears Clients Get

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Access to API library rapid development environment

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Benefit from greater flexibility, security and performance

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Robust DevTools

APIs, SDK, white label apps, and other elements to fast-track development

Seamless Integrations

Leverage ready-made integrations to enhance and expand your capabilities.

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ampliFi: Digital Banking Platform

connectFi: Open Banking Gateway API

A versatile digital banking platform equipped to run mobile, web, and voice/chat applications.

A comprehensive, customizable platform offering the full spectrum of functionalities essential for Banking-as-a-Service.

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Institutions can rapidly develop or enhance solutions using mobile SDKs, incorporating proven, pre-built features to configure personalized products.

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High Throughput

Large scale at low latency. Automatically scales up and down as the load changes.

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Businesses can create seamless, secure flow from onboarding to banking to financial management, as well as seamlessly embed banking into their applications.

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Single Tenant

Clients independently select and lock onto their preferred connectFi version, ensuring load handling autonomy. Version upgrades occur at their chosen pace.

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Fast go to market

A complete out-of-the-box system to go into production extremely fast. Even with customizations, going to market only takes a fraction of the time when compared to other options.

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Top-notch Security

Designed with comprehensive security through ACID principles: encryption, atomicity, consistency, isolation, and durability.

PayGears Advantage

PayGears Advantage

Ready-Built APIs and Tools to Deliver Embedded Experiences

All the benefits at a fraction of the cost

Simplify deployment and eliminate the need for additional resources in developing and maintaining your Open Banking API and partner ecosystems.

Complete Toolbox

A comprehensive suite of feature-rich APIs, developer tools, SDKs, white-label apps, and out-of-the-box management dashboards to power BaaS or digital banking offerings.

Truly modular

Microservices infrastructure makes our software platform modular and highly flexible, enabling seamless customizations, integrations, and extensions.

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It's time to build

We’ve simplified integration by building a RESTful JSON API. Deploying your financial products can be fast and simple with PayGear’s powerful APIs, Dashboard, SDKs, and white-label UI.

Read the documentation
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Ready to get started?

Contact us to start developing your product and turning your vision into reality.

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