Products

Card Issuing

PayGears enables you to build a customized card program for your business, individual, or joint account customers.

PayGears offers an option of dedicated or shared BIN, a choice of card networks (Mastercard or VISA), card customization, and comprehensive dispute resolution and compliance management.

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Card Controls

Enable customers freeze and unfreeze cards, report cards as stolen, and set and change the PIN on their debit cards from within your product.

Mobile Wallet

Allow for more convenience and card usability by allowing customers to add their cards to Apple Wallet, Google Wallet, and Samsung Pay.

Smart Limits

Set spending limits, enable spending interval controls, and set - allowed and blocked categories (by MCC).

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Choose cards that fit your needs

Unparallel flexibility: offer debit, credit, single-use or reloadable prepaid, and gift cards on Mastercard or VISA BINs.

Instantly provision virtual cards to cardholders’ digital wallets; tokenized for PCI compliance.

Create a branded experience through a custom card design with a production company of your choice.

Customize your card program

With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering.

You can manage spend and fraud by setting spending limits, authorizing a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.

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A fully integrated suite of Banking Products

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ACH

Originate ACH credits and debits with a single API request.

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Wire

Transfer funds immediately to any bank account through FedWire via API.

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Bill Pay

Frictionless, high-quality bill payments on the largest biller network.

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Checks

Send physical or digital checks and make instant remote deposits.

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Card Push/Pull

Initiate real-time card payment transactions such as “push”, “pull” via API call.

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Bank Accounts

FDIC-insured deposit accounts for individuals or businesses.

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Card Issuing

Build a customized card program on the network of your choice.

Ready to get started?

Contact us to start developing your product and turning your vision into reality.