Deliver embedded banking experience with Open Banking APIs built for scale
Effortlessly deliver and oversee connected banking experiences and financial products or services
using the PayGears API platform built for Open Banking
Why Open Banking API
Future-proof yourself: Unleash unparalled growth, agitily and innovation
Elevate your business to new heights of success by seamlessly integrating Embedded Banking solutions into your customer offerings.
Grow deposits and user base
Reach new segments and deepen presence within target industries and verticals
Benefit from Cost Efficiency
Leverage partnerships and new channels to reduce customer acquisition cost
Faster Innovation
Introduce and iterate on new features, products, and services more rapidly than through traditional banking channels
How it works
Set up an API Gateway
Seamlessly connect to any system to expose data and services through a catalog of prebuilt and standardized API endpoints.
API Gateway allows for the creation of RESTful and WebSocket APIs, enabling applications to support secure, real-time, bidirectional communication.
API Gateway ‣ Features
Granular Access Control
Choose which application accesses which APIs and how.
Enforeced Governance
Ensure applications and users apply and follow your set standards and policies.
Rate Limiting
Control API traffic down to calls per minute to avoid overload.
API Gateway ‣ Use Cases
Enable, programatic, enbeddable solutions with:
Card Issuing And Management
Empower your finances: effortless card issuing and management.
Payment Origination
Effortless transactions, seamless initiations.
Account Management
Streamlined finances: elevate your experience with account management.
How it works
Extend API Gateway with Digital Banking Platform
Deliver data-driven, contextual, and personalized experiences. Institutions can rapidly develop or enhance solutions using mobile SDKs to configure personalized products.
Digital Banking Platform ‣ Features
White Label User Interfaces
Build with fully customizable, low-code, building blocks to deliver custom, branded banking expirience.
Multi-channel Reach
Provide uniform experience across mobile, web, chat and voice channels.
Digital Banking Platform ‣ Use Cases
Build customized experiences:
Consumer Banking App
Effortless transactions, and seamless onboarding.
Corporate Spend Card App and Portal
Streamline expense management and control.
Business Banking App
Custom Industry or vertical experience.
connectFi: Open Banking Gateway API
A comprehensive, customizable platform offering the full spectrum of functionalities essential for Banking-as-a-Service (BaaS). Equipped with all the tools necessary to efficiently manage and expand your BaaS offerings.
High Throughput
Large scale at low latency. Automatically scales up and down as the load changes.
Single Tenant
Clients independently select and lock onto their preferred ConnectFi version, ensuring load handling autonomy. Version upgrades occur at their chosen pace.
Top-notch Security
Designed with comprehensive security through ACID principles: encryption, atomicity, consistency, isolation, and durability.
ampliFi: Digital Banking Platform
A versatile digital banking platform equipped to run mobile, web, and voice/chat applications. Fully configurable and extensible solution with mobile SDK.
Configurable
Institutions can rapidly develop or enhance solutions using mobile SDKs, incorporating proven, pre-built features to configure personalized products.
Seamless
Businesses can create seamless, secure flow from onboarding to banking to financial management, as well as seamlessly embed banking into their applications.
Fast go to market
A complete out-of-the-box system to go into production extremely fast. Even with customizations, going to market only takes a fraction of the time when compared to other options.
PayGears Advantage
PayGears Advantage
Ready-Built APIs and Tools to Deliver Embedded Experiences
All the benefits at a fraction of the cost
Simplify deployment and eliminate the need for additional resources in developing and maintaining your Open Banking API and partner ecosystems.
Complete Toolbox
A comprehensive suite of feature-rich APIs, developer tools, SDKs, white-label apps, and out-of-the-box management dashboards to power BaaS or digital banking offerings.
Truly modular
Microservices infrastructure makes our software platform modular and highly flexible, enabling seamless customizations, integrations, and extensions.
Developers
It's time to build
We’ve simplified integration by building a RESTful JSON API. Deploying your financial products can be fast and simple with PayGear’s powerful APIs, Dashboard, SDKs, and white-label UI.
Ready to get started?
Contact us to start developing your product and turning your vision into reality.